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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,807 | $49,255-74.0% | $70,494-81.8% | $79,856-84.0% |
| Participation rate | 67.9% | 69.2%-1.3pp | 75.1%-7.2pp | 69.6%-1.8pp |
| Annual return | 13.08% | 30.10%-17.0pp | 109.16%-96.1pp | 31.71%-18.6pp |
| Employer contribution / active EE | $513 | $2,100-75.6% | $2,738-81.3% | $2,471-79.2% |
| Participant deferral / active EE | $1,107 | $2,768-60.0% | $3,711-70.2% | $3,741-70.4% |
| Admin fee / account holder | $526 | $2,879-81.7% | $3,848-86.3% | $5,306-90.1% |