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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,376 | $123,854-67.4% | $69,623-42.0% | $145,884-72.3% |
| Participation rate | 100.0% | 69.2%+30.8pp | 66.4%+33.6pp | 80.3%+19.7pp |
| Annual return | 9.26% | 192.35%-183.1pp | 101.23%-92.0pp | 551.85%-542.6pp |
| Employer contribution / active EE | $5,833 | $2,673+118.2% | $1,709+241.4% | $4,662+25.1% |
| Participant deferral / active EE | $8,976 | $4,242+111.6% | $2,890+210.6% | $6,690+34.2% |
| Admin fee / account holder | $504 | $7,822-93.6% | $4,696-89.3% | $13,392-96.2% |