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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,400 | $116,434-79.9% | $65,583-64.3% | $139,487-83.2% |
| Participation rate | 100.0% | 67.9%+32.1pp | 65.0%+35.0pp | 80.3%+19.7pp |
| Annual return | 16.29% | 31.34%-15.0pp | 47.46%-31.2pp | 373.84%-357.6pp |
| Employer contribution / active EE | $7,509 | $2,602+188.6% | $1,692+343.7% | $4,755+57.9% |
| Participant deferral / active EE | $7,241 | $4,245+70.6% | $2,833+155.6% | $6,713+7.9% |
| Admin fee / account holder | $318 | $6,696-95.3% | $4,112-92.3% | $11,407-97.2% |