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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,917 | $209,428-94.3% | $178,498-93.3% | $158,950-92.5% |
| Participation rate | 75.0% | 86.4%-11.4pp | 81.9%-6.9pp | 82.0%-7.0pp |
| Annual return | 14.51% | 188.78%-174.3pp | 151.09%-136.6pp | 302.91%-288.4pp |
| Employer contribution / active EE | $2,291 | $5,707-59.9% | $5,011-54.3% | $4,762-51.9% |
| Participant deferral / active EE | $2,291 | $5,955-61.5% | $5,202-56.0% | $5,983-61.7% |
| Admin fee / account holder | $791 | $17,077-95.4% | $13,985-94.3% | $11,248-93.0% |