Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,959 | $72,486-55.9% | $87,103-63.3% | $72,976-56.2% |
| Participation rate | 60.7% | 72.8%-12.2pp | 76.9%-16.2pp | 69.5%-8.8pp |
| Annual return | 23.22% | 24.46%-1.2pp | 28.19%-5.0pp | 81.02%-57.8pp |
| Employer contribution / active EE | $387 | $1,894-79.6% | $2,521-84.7% | $2,440-84.1% |
| Participant deferral / active EE | $2,639 | $3,270-19.3% | $4,049-34.8% | $3,608-26.8% |
| Admin fee / account holder | $1,883 | $5,055-62.7% | $7,491-74.9% | $5,124-63.2% |