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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,104 | $92,219-80.4% | $76,767-76.4% | $135,380-86.6% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -6.20% | 5.46%-11.7pp | 2.43%-8.6pp | 519.81%-526.0pp |
| Employer contribution / active EE | $840 | $3,216-73.9% | $2,485-66.2% | $4,779-82.4% |
| Participant deferral / active EE | $1,166 | $4,508-74.1% | $3,852-69.7% | $5,609-79.2% |
| Admin fee / account holder | $1,088 | $10,749-89.9% | $6,675-83.7% | $10,828-89.9% |