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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $520,065 | $154,159+237.4% | $130,026+300.0% | $139,456+272.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 28.06% | 32.50%-4.4pp | -137.26%+165.3pp | 373.45%-345.4pp |
| Employer contribution / active EE | $33,686 | $5,292+536.6% | $4,321+679.6% | $4,753+608.8% |
| Participant deferral / active EE | $19,517 | $6,710+190.9% | $5,821+235.3% | $6,711+190.8% |
| Admin fee / account holder | $1,358 | $14,001-90.3% | $10,608-87.2% | $11,407-88.1% |