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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,282 | $77,920-47.0% | $149,723-72.4% | $75,177-45.1% |
| Participation rate | 28.6% | 65.6%-37.0pp | 78.8%-50.2pp | 67.2%-38.6pp |
| Annual return | 15.48% | 31.72%-16.2pp | 134.50%-119.0pp | 160.75%-145.3pp |
| Employer contribution / active EE | $534 | $3,138-83.0% | $4,821-88.9% | $2,671-80.0% |
| Participant deferral / active EE | $955 | $3,411-72.0% | $5,682-83.2% | $4,126-76.9% |
| Admin fee / account holder | $735 | $5,951-87.7% | $13,215-94.4% | $5,651-87.0% |