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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,737 | $93,345-38.1% | $119,126-51.5% | $87,485-34.0% |
| Participation rate | 58.6% | 68.7%-10.1pp | 75.8%-17.1pp | 68.9%-10.3pp |
| Annual return | 21.34% | 19.08%+2.3pp | 282.11%-260.8pp | 26.06%-4.7pp |
| Employer contribution / active EE | $2,212 | $3,172-30.3% | $4,034-45.2% | $2,596-14.8% |
| Participant deferral / active EE | $4,833 | $4,099+17.9% | $5,318-9.1% | $4,274+13.1% |
| Admin fee / account holder | $2,074 | $8,039-74.2% | $10,693-80.6% | $7,775-73.3% |