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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,006 | $73,978-48.6% | $96,515-60.6% | $75,173-49.4% |
| Participation rate | 50.0% | 66.4%-16.4pp | 74.3%-24.3pp | 67.2%-17.2pp |
| Annual return | 18.60% | 26.72%-8.1pp | 35.73%-17.1pp | 160.72%-142.1pp |
| Employer contribution / active EE | $1,505 | $2,931-48.6% | $3,740-59.7% | $2,671-43.6% |
| Participant deferral / active EE | $2,794 | $3,660-23.7% | $4,880-42.7% | $4,126-32.3% |
| Admin fee / account holder | $788 | $5,219-84.9% | $6,735-88.3% | $5,651-86.1% |