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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,737 | $88,672-34.9% | $105,223-45.1% | $82,448-30.0% |
| Participation rate | 58.6% | 67.9%-9.3pp | 75.0%-16.4pp | 68.1%-9.4pp |
| Annual return | 21.34% | 30.86%-9.5pp | 180.65%-159.3pp | 41.64%-20.3pp |
| Employer contribution / active EE | $2,212 | $3,048-27.4% | $3,689-40.0% | $2,551-13.3% |
| Participant deferral / active EE | $4,833 | $4,036+19.7% | $5,072-4.7% | $4,139+16.8% |
| Admin fee / account holder | $2,074 | $7,146-71.0% | $8,859-76.6% | $7,234-71.3% |