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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,034 | $168,635-70.9% | $147,617-66.8% | $125,389-60.9% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -2.60% | 77.65%-80.2pp | 61.98%-64.6pp | 282.24%-284.8pp |
| Employer contribution / active EE | $22,822 | $6,252+265.0% | $5,564+310.1% | $4,866+369.0% |
| Participant deferral / active EE | $790 | $5,507-85.7% | $4,895-83.9% | $5,352-85.2% |
| Admin fee / account holder | $916 | $13,580-93.3% | $11,612-92.1% | $9,541-90.4% |