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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,671 | $140,592-50.4% | $123,105-43.4% | $125,389-44.4% |
| Participation rate | 77.8% | 88.2%-10.4pp | 86.8%-9.0pp | 83.2%-5.4pp |
| Annual return | -6.52% | 16.80%-23.3pp | 13.22%-19.7pp | 282.24%-288.8pp |
| Employer contribution / active EE | $1,630 | $6,041-73.0% | $5,151-68.4% | $4,866-66.5% |
| Participant deferral / active EE | $2,596 | $6,980-62.8% | $6,229-58.3% | $5,352-51.5% |
| Admin fee / account holder | $14,503 | $11,198+29.5% | $9,014+60.9% | $9,541+52.0% |