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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK INSURANCE CO. (U.S.A.) Service code 15 · EIN 01-0233346 | Recordkeeping | $39,202 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,590 | $61,356+226.9% | $149,696+34.0% | $71,511+180.5% |
| Participation rate | 88.3% | 62.5%+25.8pp | 78.8%+9.5pp | 67.9%+20.3pp |
| Annual return | 20.41% | 35.86%-15.4pp | 134.46%-114.0pp | 28.86%-8.4pp |
| Employer contribution / active EE | $12,238 | $2,382+413.8% | $4,821+153.9% | $2,589+372.6% |
| Participant deferral / active EE | $13,911 | $2,920+376.5% | $5,682+144.8% | $4,291+224.2% |
| Admin fee / account holder | $221 | $1,263-82.5% | $13,212-98.3% | $1,588-86.1% |