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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY9+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $18,303 |
USI CONSULTING GROUP4 years Filed as: USI SECURITIES INC Service code 49 · EIN 06-1493970 | Other Services | $13,193 |
USI CONSULTING GROUP1 year Filed as: USI CONSULTING GROUP INC Service code 13 · EIN 06-1053228 | Contract Administrator | $5,697 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,276 | $76,107-73.4% | $96,576-79.0% | $71,495-71.6% |
| Participation rate | 89.6% | 74.4%+15.2pp | 76.0%+13.6pp | 67.9%+21.7pp |
| Annual return | 28.53% | 22.81%+5.7pp | 25.87%+2.7pp | 28.85%-0.3pp |
| Employer contribution / active EE | $1,808 | $2,247-19.6% | $2,965-39.0% | $2,589-30.2% |
| Participant deferral / active EE | $3,152 | $4,218-25.3% | $4,851-35.0% | $4,291-26.5% |
| Admin fee / account holder | $89 | $2,708-96.7% | $8,253-98.9% | $1,588-94.4% |