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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,485 | $167,353+95.1% | $143,797+127.0% | $134,545+142.7% |
| Participation rate | 95.7% | 84.8%+10.8pp | 80.3%+15.3pp | 81.2%+14.4pp |
| Annual return | -16.53% | 0.48%-17.0pp | -0.04%-16.5pp | 418.37%-434.9pp |
| Employer contribution / active EE | $12,725 | $5,620+126.4% | $4,952+157.0% | $4,742+168.4% |
| Participant deferral / active EE | $23,661 | $6,447+267.0% | $5,638+319.6% | $6,401+269.6% |
| Admin fee / account holder | $116,561 | $18,096+544.1% | $14,679+694.1% | $11,431+919.7% |