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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $407,322 | $75,962+436.2% | $154,108+164.3% | $64,173+534.7% |
| Participation rate | 96.0% | 70.4%+25.6pp | 83.0%+13.0pp | 69.6%+26.4pp |
| Annual return | -5.56% | 30.32%-35.9pp | 735.21%-740.8pp | 7.63%-13.2pp |
| Employer contribution / active EE | $25,602 | $3,350+664.3% | $5,298+383.3% | $2,381+975.4% |
| Participant deferral / active EE | $19,800 | $3,175+523.7% | $5,081+289.7% | $3,470+470.6% |
| Admin fee / account holder | $53,669 | $5,589+860.3% | $13,411+300.2% | $4,887+998.1% |