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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,952 | $98,776+191.5% | $149,745+92.3% | $79,856+260.6% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 13.48% | 27.38%-13.9pp | 276.72%-263.2pp | 31.71%-18.2pp |
| Employer contribution / active EE | $7,281 | $3,217+126.3% | $4,646+56.7% | $2,471+194.6% |
| Participant deferral / active EE | $10,488 | $5,681+84.6% | $6,843+53.3% | $3,741+180.4% |
| Admin fee / account holder | $10,539 | $6,053+74.1% | $9,312+13.2% | $5,306+98.6% |