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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,987 | $89,370+189.8% | $141,197+83.4% | $72,976+254.9% |
| Participation rate | 92.3% | 75.1%+17.2pp | 82.5%+9.8pp | 69.5%+22.8pp |
| Annual return | 25.31% | 111.88%-86.6pp | 71.41%-46.1pp | 81.02%-55.7pp |
| Employer contribution / active EE | $5,566 | $3,115+78.7% | $4,736+17.5% | $2,440+128.1% |
| Participant deferral / active EE | $8,935 | $5,419+64.9% | $6,710+33.2% | $3,608+147.7% |
| Admin fee / account holder | $1,206 | $5,957-79.8% | $10,265-88.3% | $5,124-76.5% |