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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,538 | $111,814-90.6% | $103,378-89.8% | $145,978-92.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 10.69% | 24.80%-14.1pp | 24.91%-14.2pp | 550.52%-539.8pp |
| Employer contribution / active EE | $16,659 | $4,215+295.2% | $3,870+330.4% | $4,662+257.4% |
| Participant deferral / active EE | $1,859 | $5,618-66.9% | $5,058-63.2% | $6,690-72.2% |
| Admin fee / account holder | $2,537 | $9,764-74.0% | $8,401-69.8% | $13,400-81.1% |