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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,687 | $49,976+15.4% | $66,674-13.5% | $82,637-30.2% |
| Participation rate | 93.9% | 63.1%+30.8pp | 73.7%+20.3pp | 68.1%+25.9pp |
| Annual return | 7.78% | 39.09%-31.3pp | 321.24%-313.5pp | 53.51%-45.7pp |
| Employer contribution / active EE | $4,448 | $1,988+123.7% | $2,620+69.8% | $2,552+74.3% |
| Participant deferral / active EE | $2,208 | $2,847-22.4% | $4,084-45.9% | $4,126-46.5% |
| Admin fee / account holder | $3,848 | $4,594-16.2% | $5,098-24.5% | $7,339-47.6% |