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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,979 | $72,177-73.7% | $115,038-83.5% | $59,633-68.2% |
| Participation rate | 78.9% | 72.6%+6.4pp | 81.4%-2.4pp | 68.7%+10.3pp |
| Annual return | 0.00% | 12.02%-12.0pp | 26.14%-26.1pp | 2041.45%-2041.5pp |
| Employer contribution / active EE | $2,764 | $2,841-2.7% | $4,608-40.0% | $2,203+25.5% |
| Participant deferral / active EE | $5,023 | $4,783+5.0% | $6,026-16.6% | $3,192+57.4% |
| Admin fee / account holder | $816 | $4,927-83.4% | $8,175-90.0% | $4,297-81.0% |