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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $398,805 | $58,057+586.9% | $97,032+311.0% | $86,983+358.5% |
| Participation rate | 100.0% | 60.4%+39.6pp | 71.6%+28.4pp | 69.5%+30.5pp |
| Annual return | 16.57% | 22.26%-5.7pp | 35.38%-18.8pp | 25.83%-9.3pp |
| Employer contribution / active EE | $15,995 | $1,663+861.6% | $2,629+508.4% | $2,584+518.9% |
| Participant deferral / active EE | $7,725 | $3,244+138.2% | $4,672+65.3% | $4,194+84.2% |
| Admin fee / account holder | $30,808 | $4,839+536.7% | $9,418+227.1% | $7,856+292.2% |