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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,382 | $56,134+461.8% | $96,161+228.0% | $85,856+267.3% |
| Participation rate | 100.0% | 56.7%+43.3pp | 68.4%+31.6pp | 69.3%+30.7pp |
| Annual return | 11.36% | 42.30%-30.9pp | 192.01%-180.6pp | 318.58%-307.2pp |
| Employer contribution / active EE | $11,938 | $1,620+636.8% | $2,798+326.6% | $2,565+365.4% |
| Participant deferral / active EE | $6,629 | $2,858+132.0% | $4,349+52.4% | $3,952+67.7% |
| Admin fee / account holder | $22,944 | $3,769+508.8% | $5,538+314.3% | $6,261+266.5% |