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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,734 | $150,442-88.9% | $136,295-87.7% | $147,585-88.7% |
| Participation rate | 94.4% | 84.4%+10.0pp | 81.9%+12.5pp | 82.8%+11.6pp |
| Annual return | 8.43% | 1049.09%-1040.7pp | 5155.97%-5147.5pp | 578.56%-570.1pp |
| Employer contribution / active EE | $0 | $5,256-100.0% | $4,695-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $6,213 | $6,630-6.3% | $6,247-0.5% | $5,439+14.2% |
| Admin fee / account holder | $469 | $10,905-95.7% | $9,243-94.9% | $10,885-95.7% |