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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,583 | $156,970+4.2% | $121,210+35.0% | $139,487+17.3% |
| Participation rate | 87.5% | 76.5%+11.0pp | 69.5%+18.0pp | 80.3%+7.2pp |
| Annual return | 29.01% | 1477.10%-1448.1pp | 987.41%-958.4pp | 373.84%-344.8pp |
| Employer contribution / active EE | $9,401 | $5,546+69.5% | $4,171+125.4% | $4,755+97.7% |
| Participant deferral / active EE | $5,955 | $4,849+22.8% | $4,084+45.8% | $6,713-11.3% |
| Admin fee / account holder | $2,295 | $6,947-67.0% | $5,647-59.4% | $11,407-79.9% |