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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,882 | $185,225+24.1% | $142,898+60.9% | $167,553+37.2% |
| Participation rate | 84.6% | 78.5%+6.1pp | 72.0%+12.7pp | 82.1%+2.5pp |
| Annual return | 27.33% | 8558.12%-8530.8pp | 5639.64%-5612.3pp | 478.89%-451.6pp |
| Employer contribution / active EE | $3,254 | $5,607-42.0% | $4,146-21.5% | $4,840-32.8% |
| Participant deferral / active EE | $5,755 | $4,496+28.0% | $3,838+49.9% | $6,343-9.3% |
| Admin fee / account holder | $1,417 | $8,032-82.4% | $6,560-78.4% | $12,316-88.5% |