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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,234 | $149,040+81.3% | $120,225+124.8% | $137,256+96.9% |
| Participation rate | 92.3% | 75.4%+16.9pp | 69.6%+22.7pp | 80.0%+12.3pp |
| Annual return | 10.85% | 605.68%-594.8pp | 439.23%-428.4pp | 220.34%-209.5pp |
| Employer contribution / active EE | $11,304 | $4,350+159.8% | $3,475+225.2% | $4,156+172.0% |
| Participant deferral / active EE | $6,820 | $4,655+46.5% | $3,999+70.5% | $6,407+6.4% |
| Admin fee / account holder | $8,428 | $6,348+32.8% | $5,696+48.0% | $12,270-31.3% |