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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,234 | $162,529+66.3% | $130,788+106.6% | $154,746+74.6% |
| Participation rate | 92.3% | 75.9%+16.4pp | 70.1%+22.2pp | 80.7%+11.6pp |
| Annual return | 10.85% | 510.48%-499.6pp | 386.44%-375.6pp | 172.34%-161.5pp |
| Employer contribution / active EE | $11,304 | $4,447+154.2% | $3,558+217.7% | $4,379+158.1% |
| Participant deferral / active EE | $6,820 | $4,808+41.8% | $4,137+64.8% | $6,730+1.3% |
| Admin fee / account holder | $8,428 | $7,669+9.9% | $6,673+26.3% | $14,365-41.3% |