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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,841 | $169,356+42.2% | $129,406+86.1% | $145,897+65.1% |
| Participation rate | 82.4% | 76.5%+5.8pp | 69.6%+12.7pp | 80.3%+2.0pp |
| Annual return | 25.98% | 14418.62%-14392.6pp | 9468.18%-9442.2pp | 552.29%-526.3pp |
| Employer contribution / active EE | $8,689 | $5,542+56.8% | $4,155+109.1% | $4,663+86.3% |
| Participant deferral / active EE | $5,251 | $4,987+5.3% | $4,167+26.0% | $6,689-21.5% |
| Admin fee / account holder | $3,686 | $9,915-62.8% | $7,689-52.1% | $13,390-72.5% |