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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $48,450 |
Filed as: SHEPHERD FINANCIAL INVESTMENT Service code 27 · EIN 82-0759826 | Advisory (Plan) | $35,000 |
STRATEGIC ADVISORS, INC.5+ years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $20,537 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,713 | $40,174+91.0% | $84,021-8.7% | $67,579+13.5% |
| Participation rate | 79.5% | 62.7%+16.9pp | 69.0%+10.5pp | 71.3%+8.3pp |
| Annual return | 19.10% | 25.82%-6.7pp | 71.32%-52.2pp | 378.56%-359.5pp |
| Employer contribution / active EE | $2,367 | $808+193.1% | $1,984+19.3% | $2,148+10.2% |
| Participant deferral / active EE | $4,272 | $2,301+85.6% | $3,239+31.9% | $3,539+20.7% |
| Admin fee / account holder | $284 | $128+121.4% | $6,102-95.3% | $142+99.7% |