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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $46,528 |
Filed as: SHEPHERD FINANCIAL INVESTMENT Service code 27 · EIN 82-0759826 | Advisory (Plan) | $35,000 |
STRATEGIC ADVISORS, INC.4+ years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $20,785 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,430 | $35,485+87.2% | $74,551-10.9% | $55,725+19.2% |
| Participation rate | 81.0% | 62.5%+18.5pp | 69.1%+11.9pp | 70.9%+10.2pp |
| Annual return | -3.57% | 0.72%-4.3pp | 32.53%-36.1pp | 244.93%-248.5pp |
| Employer contribution / active EE | $2,257 | $777+190.4% | $1,961+15.1% | $2,078+8.6% |
| Participant deferral / active EE | $4,208 | $2,181+92.9% | $3,108+35.4% | $3,356+25.4% |
| Admin fee / account holder | $280 | $114+145.2% | $5,059-94.5% | $115+143.4% |