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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $80,455 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $40,003 |
Filed as: COMMONWEALTH EQUITY SERVICES LLC DB Service code 27 29 SAWYER RD · WALTHAM, MA 024533483 | Advisory (Plan) | $24,000 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,852 | $42,504-6.2% | $160,009-75.1% | $77,906-48.8% |
| Participation rate | 38.0% | 66.9%-28.9pp | 78.0%-39.9pp | 73.7%-35.7pp |
| Annual return | -17.01% | -12.43%-4.6pp | 408.85%-425.9pp | 12.16%-29.2pp |
| Employer contribution / active EE | $627 | $1,684-62.8% | $4,225-85.2% | $2,846-78.0% |
| Participant deferral / active EE | $1,868 | $3,919-52.3% | $6,183-69.8% | $4,805-61.1% |
| Admin fee / account holder | $58 | $98-41.0% | $8,715-99.3% | $133-56.6% |