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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,583 | $109,359+43.2% | $162,177-3.4% | $72,975+114.6% |
| Participation rate | 91.9% | 84.3%+7.6pp | 87.6%+4.3pp | 69.5%+22.4pp |
| Annual return | 12.72% | 25.46%-12.7pp | 115.60%-102.9pp | 81.01%-68.3pp |
| Employer contribution / active EE | $5,137 | $3,907+31.5% | $5,613-8.5% | $2,440+110.5% |
| Participant deferral / active EE | $6,496 | $5,481+18.5% | $7,297-11.0% | $3,608+80.1% |
| Admin fee / account holder | $90,114 | $7,972+1030.4% | $10,843+731.1% | $5,124+1658.7% |