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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,312 | $87,834+70.0% | $133,975+11.4% | $62,881+137.5% |
| Participation rate | 95.2% | 83.4%+11.9pp | 87.1%+8.2pp | 69.3%+25.9pp |
| Annual return | 5.28% | 12.05%-6.8pp | 29.29%-24.0pp | 20.14%-14.9pp |
| Employer contribution / active EE | $5,473 | $3,482+57.2% | $5,211+5.0% | $2,281+140.0% |
| Participant deferral / active EE | $5,939 | $4,812+23.4% | $6,282-5.5% | $3,203+85.4% |
| Admin fee / account holder | $2,257 | $5,372-58.0% | $9,324-75.8% | $4,296-47.5% |