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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,249 | $226,135-76.0% | $182,558-70.3% | $152,909-64.5% |
| Participation rate | 66.7% | 82.5%-15.8pp | 78.0%-11.3pp | 82.5%-15.8pp |
| Annual return | 18.67% | 192.60%-173.9pp | 148.59%-129.9pp | 345.46%-326.8pp |
| Employer contribution / active EE | $3,893 | $4,979-21.8% | $4,076-4.5% | $4,764-18.3% |
| Participant deferral / active EE | $5,097 | $6,371-20.0% | $5,526-7.8% | $5,851-12.9% |
| Admin fee / account holder | $13,102 | $10,707+22.4% | $8,594+52.5% | $11,601+12.9% |