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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,589 | $232,540-93.3% | $185,117-91.6% | $147,586-89.4% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 82.8%+17.2pp |
| Annual return | 23.81% | 43.03%-19.2pp | 40.50%-16.7pp | 578.59%-554.8pp |
| Employer contribution / active EE | $3,846 | $5,195-26.0% | $4,182-8.0% | $4,876-21.1% |
| Participant deferral / active EE | $5,490 | $5,834-5.9% | $5,045+8.8% | $5,439+0.9% |
| Admin fee / account holder | $1,258 | $10,275-87.8% | $8,159-84.6% | $10,886-88.4% |