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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,671 | $167,352+8.0% | $143,788+25.7% | $134,509+34.3% |
| Participation rate | 80.0% | 84.8%-4.8pp | 80.3%-0.3pp | 81.2%-1.2pp |
| Annual return | -22.54% | 0.47%-23.0pp | -0.03%-22.5pp | 418.13%-440.7pp |
| Employer contribution / active EE | $3,012 | $5,620-46.4% | $4,952-39.2% | $4,741-36.5% |
| Participant deferral / active EE | $6,669 | $6,447+3.4% | $5,638+18.3% | $6,400+4.2% |
| Admin fee / account holder | $1,464 | $18,091-91.9% | $14,675-90.0% | $11,427-87.2% |