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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,955 | $175,646+48.6% | $129,118+102.1% | $134,532+94.0% |
| Participation rate | 80.0% | 81.6%-1.6pp | 77.2%+2.8pp | 81.2%-1.2pp |
| Annual return | -12.41% | -11.39%-1.0pp | -10.94%-1.5pp | 418.27%-430.7pp |
| Employer contribution / active EE | $3,235 | $6,355-49.1% | $5,051-36.0% | $4,741-31.8% |
| Participant deferral / active EE | $9,704 | $7,970+21.8% | $6,539+48.4% | $6,401+51.6% |
| Admin fee / account holder | $12,288 | $23,578-47.9% | $14,305-14.1% | $11,429+7.5% |