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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,745 | $52,306-58.4% | $69,779-68.8% | $62,881-65.4% |
| Participation rate | 100.0% | 67.2%+32.8pp | 71.8%+28.2pp | 69.3%+30.7pp |
| Annual return | 6.47% | 13.35%-6.9pp | 12.99%-6.5pp | 20.14%-13.7pp |
| Employer contribution / active EE | $16 | $1,799-99.1% | $2,338-99.3% | $2,281-99.3% |
| Participant deferral / active EE | $1,200 | $2,395-49.9% | $2,931-59.1% | $3,203-62.5% |
| Admin fee / account holder | $400 | $3,691-89.2% | $4,381-90.9% | $4,296-90.7% |