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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,046 | $82,674-26.2% | $125,363-51.3% | $68,495-10.9% |
| Participation rate | 97.3% | 75.0%+22.2pp | 82.4%+14.9pp | 67.9%+29.4pp |
| Annual return | -21.51% | -5.97%-15.5pp | 572.15%-593.7pp | -7.84%-13.7pp |
| Employer contribution / active EE | $2,174 | $3,382-35.7% | $4,815-54.9% | $2,596-16.3% |
| Participant deferral / active EE | $5,896 | $6,111-3.5% | $7,447-20.8% | $4,028+46.4% |
| Admin fee / account holder | $863 | $6,276-86.2% | $10,005-91.4% | $5,403-84.0% |