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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,975 | $124,425+10.9% | $112,040+23.1% | $137,256+0.5% |
| Participation rate | 34.8% | 79.3%-44.5pp | 76.5%-41.7pp | 80.0%-45.2pp |
| Annual return | 12.19% | 24.72%-12.5pp | 24.52%-12.3pp | 220.34%-208.2pp |
| Employer contribution / active EE | $0 | $3,411-100.0% | $2,954-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $4,992 | $5,718-12.7% | $5,098-2.1% | $6,407-22.1% |
| Admin fee / account holder | $124 | $15,207-99.2% | $12,098-99.0% | $12,270-99.0% |