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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,575 | $138,078+14.8% | $125,363+26.5% | $134,509+17.9% |
| Participation rate | 86.7% | 84.5%+2.2pp | 82.4%+4.3pp | 81.2%+5.4pp |
| Annual return | -19.49% | 750.49%-770.0pp | 572.15%-591.6pp | 418.13%-437.6pp |
| Employer contribution / active EE | $3,252 | $5,245-38.0% | $4,815-32.5% | $4,741-31.4% |
| Participant deferral / active EE | $6,779 | $7,800-13.1% | $7,447-9.0% | $6,400+5.9% |
| Admin fee / account holder | $12,220 | $11,566+5.7% | $10,005+22.1% | $11,427+6.9% |