Filed January 13, 2025
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,076 | $48,364-31.6% | $71,796-53.9% | $62,881-47.4% |
| Participation rate | 55.6% | 60.6%-5.1pp | 69.1%-13.6pp | 69.3%-13.7pp |
| Annual return | 6.18% | 13.16%-7.0pp | 78.04%-71.9pp | 20.14%-14.0pp |
| Employer contribution / active EE | $1,763 | $1,042+69.2% | $1,924-8.4% | $2,281-22.7% |
| Participant deferral / active EE | $2,918 | $2,091+39.5% | $2,794+4.4% | $3,203-8.9% |
| Admin fee / account holder | $2,075 | $3,771-45.0% | $4,815-56.9% | $4,296-51.7% |