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Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,637 | $89,259-59.0% | $107,187-65.8% | $82,637-55.7% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 9.31% | 21.02%-11.7pp | 204.55%-195.2pp | 53.51%-44.2pp |
| Employer contribution / active EE | $5,808 | $3,080+88.6% | $3,782+53.6% | $2,552+127.6% |
| Participant deferral / active EE | $5,109 | $4,037+26.5% | $5,096+0.2% | $4,126+23.8% |
| Admin fee / account holder | $104 | $7,381-98.6% | $9,162-98.9% | $7,339-98.6% |