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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,268 | $73,839+31.7% | $143,788-32.4% | $68,495+42.0% |
| Participation rate | 94.7% | 66.7%+28.1pp | 80.3%+14.4pp | 67.9%+26.8pp |
| Annual return | -13.55% | 1.01%-14.6pp | -0.03%-13.5pp | -7.84%-5.7pp |
| Employer contribution / active EE | $5,662 | $3,184+77.8% | $4,952+14.3% | $2,596+118.1% |
| Participant deferral / active EE | $3,349 | $3,384-1.0% | $5,638-40.6% | $4,028-16.8% |
| Admin fee / account holder | $307 | $5,755-94.7% | $14,675-97.9% | $5,403-94.3% |