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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,741 | $148,582+26.4% | $135,942+38.1% | $139,456+34.6% |
| Participation rate | 84.2% | 83.9%+0.4pp | 81.9%+2.3pp | 80.3%+3.9pp |
| Annual return | 25.04% | 79.26%-54.2pp | 68.28%-43.2pp | 373.45%-348.4pp |
| Employer contribution / active EE | $0 | $5,245-100.0% | $4,858-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $7,832 | $8,101-3.3% | $7,759+0.9% | $6,711+16.7% |
| Admin fee / account holder | $1,546 | $12,402-87.5% | $10,764-85.6% | $11,407-86.4% |