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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,638 | $95,979-4.5% | $74,551+22.9% | $135,380-32.3% |
| Participation rate | 36.8% | 75.7%-38.8pp | 69.1%-32.3pp | 82.6%-45.8pp |
| Annual return | -5.97% | 56.97%-62.9pp | 32.53%-38.5pp | 519.81%-525.8pp |
| Employer contribution / active EE | $0 | $2,716-100.0% | $1,961-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $976 | $3,844-74.6% | $3,108-68.6% | $5,609-82.6% |
| Admin fee / account holder | $41 | $6,522-99.4% | $5,059-99.2% | $10,828-99.6% |