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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,587 | $65,555-28.9% | $86,216-46.0% | $75,173-38.0% |
| Participation rate | 42.4% | 60.5%-18.1pp | 69.0%-26.5pp | 67.2%-24.8pp |
| Annual return | 17.16% | 46.07%-28.9pp | 1169.42%-1152.3pp | 160.72%-143.6pp |
| Employer contribution / active EE | $1,543 | $1,553-0.6% | $2,382-35.2% | $2,671-42.2% |
| Participant deferral / active EE | $2,940 | $3,023-2.7% | $3,986-26.2% | $4,126-28.7% |
| Admin fee / account holder | $0 | $5,469-100.0% | $6,853-100.0% | $5,651-100.0% |