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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,316 | $112,933-62.5% | $90,970-53.5% | $158,982-73.4% |
| Participation rate | 45.0% | 74.7%-29.7pp | 69.0%-24.0pp | 82.0%-37.0pp |
| Annual return | 17.27% | 215.82%-198.5pp | 134.60%-117.3pp | 302.99%-285.7pp |
| Employer contribution / active EE | $1,221 | $2,893-57.8% | $2,122-42.5% | $4,763-74.4% |
| Participant deferral / active EE | $3,027 | $4,128-26.7% | $3,373-10.3% | $5,983-49.4% |
| Admin fee / account holder | $0 | $8,047-100.0% | $5,961-100.0% | $11,252-100.0% |