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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,512 | $165,361-81.5% | $149,715-79.6% | $158,950-80.8% |
| Participation rate | 83.3% | 84.6%-1.2pp | 82.5%+0.9pp | 82.0%+1.4pp |
| Annual return | 9.00% | 348.24%-339.2pp | 276.66%-267.7pp | 302.91%-293.9pp |
| Employer contribution / active EE | $0 | $5,103-100.0% | $4,645-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $8,742 | $7,182+21.7% | $6,842+27.8% | $5,983+46.1% |
| Admin fee / account holder | $9,896 | $10,808-8.4% | $9,310+6.3% | $11,248-12.0% |