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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,882 | $62,589+8.5% | $76,768-11.6% | $64,173+5.8% |
| Participation rate | 68.8% | 72.8%-4.1pp | 77.0%-8.2pp | 69.6%-0.8pp |
| Annual return | 13.52% | -1.95%+15.5pp | 2.43%+11.1pp | 7.63%+5.9pp |
| Employer contribution / active EE | $2,207 | $1,832+20.5% | $2,485-11.2% | $2,381-7.3% |
| Participant deferral / active EE | $5,011 | $3,145+59.3% | $3,852+30.1% | $3,470+44.4% |
| Admin fee / account holder | $3,104 | $4,667-33.5% | $6,675-53.5% | $4,887-36.5% |